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I've called myself other titles, masking that my income comes from the life insurance industry. There are multiple reasons why my lifetime occupation became a semi-hidden secret. The industry itself went through the same kind of identity crisis.

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A Different Look at Life Insurance

Don McNay | Posted 07.14.2011 | Business Read More: Msfs, Structured Settlement, Annuities, Richmond Kentucky, Trust, Chfc, Kentucky, Don McNay, Immediate Annuities, Clu, Life Insurance Trust, Insurance, Bryn Mawr Pa, Vanderbilt University, Banks, Eastern Kentucky University, Million Dollar Round Table, Cssc, Life Insurance, American College, Personal Finance, Economy, Inheritance, Aig, Self Help, Lottery Winners, The Balanced Life, Business News
Don McNay

Why give your family a lump sum and have them blow it? Most insurance policies have options to pay out over time, but few people use them. It limits them to the terms of the insurance company. Thus, I came up with a simple system.

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The Person We Should Be Moving Our Money to

Don McNay | Posted 05.28.2011 | Business Read More: Cecilia Ky, Grayson County Ky, Hilliard Lyons, Capital One, Mayfield Ky, Kentucky Democratic Party, Main Street, Short Creek Ky, What to Do When You Win the Lottery, Alec Baldwin, Arianna Huffington, Sara Ackerman, Goldman Sachs, Jim Gray, Pete Mahurin, Lexington KY, Richmond Ky, Peter Mahurin, Gray Construction, Al Smith, Debts, Tea Party, American College, Western Kentucky University, Lexington, Dixie Mahurin, Lloyd Blankfein, Structured Settlement, Msfs, Republican National Committee, Rand Paul, Elizabethtown KY, Chfc, Physics, Ivy League, Kentucky, Don McNay, Democratic National Committee, Move Your Money, CBS Evening News, Clu, Senator Rand Paul, Credit Cards, Louisville, Wall Street Bailouts, Wall Street, Vanderbilt University, Investment, Albany Ky, Banking, Eastern Kentucky University, Million Dollar Round Table, Banks, Bowling Green Ky, Personal Finance, Cssc, Brokerage Houses, Business News
Don McNay

Over 4 million people moved their money from Wall Street Banks in 2010, according to Sara Ackerman, project coordinator for Move Your Money. I bought...

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Big Town, Small Town, Big Time, Journalists From Boston University

Don McNay | Posted 05.25.2011 | Media Read More: Msfs, Headlight Herald, Mountain Eagle, Institute for Rural Journalism and Community Issues, Richmond Kentucky, Chfc, Al Cross, Whitesburg Kentucky, Tillamook Oregon, Oregon, Kentucky, Don McNay, Joe Nocera, Tom and Pat Gish, Fortune Magazine, Ben Gish, CBS Evening News, Clu, Boston University, All the Devils Are Here, Katie Couric, Son of a Son of a Gambler, New York Times, Steven Jobs, University of Kentucky, Cssc, Samantha Swindler, Jacksonville Texas, Rhode Island, Corbin Kentucky, A Piece of the Action, Media News
Don McNay

Boston University could not have produced two more different journalists than my friends Joe Nocera and Samantha Swindler.

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The Opening Round in the Battle to Implement Health Care Reform

Don McNay | Posted 05.25.2011 | Business Read More: Anthem, Kentucky Governor, Blue Cross, Structured Settlement Consultant, Don McNay.Com, What to Do When You Win the Lottery, Paducah, Lexington KY, Obama Health Care, Universal Health Care, Patient Protection and Affordable Care Act, Brereton Jones, American College, Health Care, Msfs, Richmond Kentucky, Chfc, Frankfort Kentucky, Kentucky Access, CBS Evening News With Katie Couric, Kentucky, Congress, Don McNay, Sharon Clark, Health Care Repeal, Insurance Agent, Clu, Louisville, Kentucky Insurance Commissioner, Vanderbilt University, Child Only Health Insurance, Health, Health Care Reform, Health Insurance, Eastern Kentucky University, Million Dollar Round Table, Son of a Son of a Gambler, Cssc, Business News
Don McNay

A recent battle in my home state of Kentucky gives a good preview of how the national battle to implement health care reform is going to go -- kicking and screaming.

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Health Insurance for Children Under Age 19 in Kentucky

Don McNay | Posted 05.25.2011 | Business Read More: Anthem, Injured Children, Obama Care, Msfs, Life Insurance Agent, Chfc, Richmond Kentucky, Golden Rule, Kentucky Access, Kentucky, Structured Settlement Consultant, Don McNay, Children Under Age 19, Sharon Clark, Humana, Barack Obama, Clu, Insurance Agent, Louisville, Health Care Reform, Patient Protection and Affordable Care Act, Personal Finance, Aetna, Cssc, Kentucky Department of Insurance, Insurance Commissioner, Lexington, Obama Health Care Reform, Business News
Don McNay

I'm doing research on a longer article about the first battles on implementing health care reform in Kentucky. A battle between well-entrenched healt...

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Bill Collectors Communicating With the Dead

Don McNay | Posted 05.25.2011 | Business Read More: McNay Settlement Group, Msfs, Million Dollar Round Table., What to Do When You Win the Lottery, Jim Morrison, Richmond Kentucky, Chfc, Ghost, Portfolio Recovery Associates, Kurt Cobain, Kentucky, Don McNay, Mbna, Elvis Presley, Structured Settlements, Clu, True Logic, Mann Bracken, Debt Collectors, Wills, Fair Debt Collections Practices Act, Son of a Son of a Gambler, Banks, Cssc, Estate Planning, Estates, Personal Finance, Whoopi, Business News
Don McNay

The Wall Street Journal posted a story about Portfolio Recovery Associates, one of the nation's largest debt collectors, using the signature of a woman named Martha Kunkle, who died in 1995.

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A 60 Second Explaination of Immediate Annuities

Don McNay | Posted 05.25.2011 | Business Read More: Structured Settlements, Clu, Msfs, Annuities, Chfc, Richmond Kentucky, Lexington KY, Million Dollar Round Table, Kentucky, Don McNay, Cssc, Personal Finance, Immediate Annuities, Business News
Don McNay

2010-12-22-pizzamoney.jpgYour relationship with your money compares to a dieters relationship to food.

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Byron Crawford, Bard of the Backroads

Don McNay | Posted 05.25.2011 | Books Read More: McNay Settlement Group, Structured Settlement, Msfs, Kentucky Journalism Hall of Fame, Million Dollar Round Table., Lotteries, Chfc, Richmond Kentucky, Andy Griffith, John Mellencamp, Patrick Henry Hughes, Books, Kentucky, Don McNay, Elvis Presley, What to Do When You Win the Lottery, Clu, Oprah Winfrey, Louisville, Elvis, Extreme Home Makeover, Eric Crawford, Kentucky Footnotes, Courier Journal, Louisville Courier Journal, Rural Journalism, Son of a Son of a Gambler, Byron Crawford, Cssc, Lexington, Waky, Books News
Don McNay

Crawford's new book, Kentucky Footnotes, appears to be anthology of some his most interesting columns from his 29 years as an award-winning columnist. It's more than that.

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Financial Fitness and Physical Fitness

Don McNay | Posted 05.25.2011 | Business Read More: Social Security, National Basketball Association, Global Economy, Defined Benefit Plans, Main Street, Retirement Account, donmcnay.com, China, Mutual Fund, Nba, Subprime, Immediate Annuity, American College, Entourage, Personal Finance, Tipping, Lottery Winners, Ira, McNay Settlement Group, Financial Security, Structured Settlement, Msfs, Bankruptcy, Chfc, Pensions, Risk Management, Move Your Money, Kentucky, Don McNay, Medicaid, Structured Settlement Annuity, Physical Fitness, Bill Gates, Antoine Walker, Obesity, Clu, Financial Habits, Savings Rate, Credit Cards, Wall Street, Vanderbilt University, Abraham Shakespeare, Million Dollar Round Table, Winners Losers and What to Do When You WIn the Lottery, Son of a Son of a Gambler, Eastern Kentucky University, Weight Watchers, Warren Buffett, Banks, Medicare, Cssc, Gdp, Annuity, Billionaire, Credit Unions, Business News
Don McNay

Most of us want to be physically fit, but very few of us are. The same holds true with financial security. As my father (and many others) used to say, "A lot of people want to go to heaven but no one wants to die to get there."

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Be First in Your Age Group to Embrace Technology

Don McNay | Posted 05.25.2011 | Technology Read More: Bureaucracies, Iphone, Kentucky Guardianship Administrators, Universal Broadband, Winners, Economy, Bailouts, Att, American Pie, Texting, Gadgets, Senior Citizens, Driving Miss Daisy, Apple, Daisy Werthan, Technology, Lexington, Boolie Werthan, Personal Finance, Drunk Drivers, Google, McNay Settlement Group, Trial Lawyers, Msfs, Baby Boomers, Lotteries, Chfc, Land Line Phone, Kentucky, Don McNay, Video Conferencing, www.mcnay.com, Automated Cars, Ipad, Don McLean, Structured Settlements, Clu, Louisville, Vanderbilt University, Losers and What to Do When You Win the Lottery, Million Dollar Round Table, Son of a Son of a Gambler, Eastern Kentucky University, Computer Nerds, New York Times, Cssc, Google Car, Pda, Technology News
Don McNay

The New York Times recently had a fascinating article about a car that Google is working on that can drive itself. I want one.

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Eat, Pray, Love and the Economic Crisis

Don McNay | Posted 05.25.2011 | Books Read More: Small Business, Kentucky Guardianship Administrators, Civil Rights Act, Eat Pray Love, Dr. Lawrence Summers, Lobbyists, Retirement Plans, Fox Business News, Main Street, donmcnay.com, The Fed, Student Loan Debt, Lawrence Summers, That's Amore, Harvard, Goldman Sachs, Dean Martin, Move Your Money, Opinion Polls, Timothy Geithner, Debt Free U, Bought and Paid For, American College, Wall Street Bonuses, Lottery Winners, McNay Settlement Group, Msfs, Italy, Zac Bissonnette, Life Insurance Companies, Pizza, Richmond Kentucky, Chfc, Books, Elizabeth Gilbert, Charlie Gasperino, Kentucky, Third World Nation, Don McNay, www.mcnay.com, Student Loans, Wall Street Compensation, Clu, 24 Hour News Cycle, Charles Gasperino, The Italians, Wall Street, Wealth Withouth Wall Street, Vanderbilt University, Million Dollar Round Table, Son of a Son of a Gambler, Eastern Kentucky University, Public Financing of Elections, Eat Pray Love Movie, Ben Bernanke, Personal Finance, Luigi Barzini, Fox News, Arianna Huffington, Cssc, Books News
Don McNay

Liz Gilbert said of Italy, "In a world of disorder and disaster and fraud, only artistic excellence is incorruptible." I have pondered her insight for weeks. I keep asking myself the essential question. Is the US headed the way of Italy?

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Bailouts Don't Work: The Lotto Winners Study

Don McNay | Posted 05.25.2011 | Business Read More: Journal of Political Economy, Debt, Kentucky Guardianship Administrators, Lobbyists, Addictions, Bailouts, Vanderbilt, What to Do When You Win the Lottery, Goldman Sachs, University of Pittsburgh, Richmond Ky, The Ticket to Easy Street, Mark Hoekstra, Lottery Winners, McNay Settlement Group, Bankruptcy, Wealth Without Wall Street, Mr. T, Lakeland, Clu, The Financial Consequences of Winning the Lottery, Abraham Shakespeare, Million Dollar Round Table, Henry Paulson, Son of a Son of a Gambler, Cat Stevens, Ben Bernanke, Fantasy Five, mcnay.com, Rocky, Clubber Lang, Paige Marta Skiba, Tampa, Rocky II, Main Street, Obama, Lotto, donmcnay.com, Florida Bankruptcy, Orlando, Creditors, Big Money, Fed, Stimulus Package, Entourage, American College, Lexington, Scott Hankins, Msfs, Tax Credits, Government Regulators, Chfc, Move Your Money, Kentucky, Florida Lottery, Homeowners, Don McNay, Structured Settlements, Credit Cards, Wall Street, Vanderbilt University, Eastern Kentucky University, Personal Finance, University of Kentucky, Cssc, Too Big to Fail, Bad Habits, Posse, Business News
Don McNay

You can see why bailouts fail. Wall Street and lottery winners have a common bond. They have access to easy money without restraints.

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Is Main Street Ready for the Second Wave of the Recession?

Don McNay | Posted 05.25.2011 | Business Read More: Kentucky Guardianship Administrators, Bailouts, Network, Lexington Kentucky, Cancer, McNay Settlement Group, Entrepreneurship, Citigroup, Richmond Kentucky, Lost Decade, Elvis Presley, Japan, Clu, Washington Lobbyists, Million Dollar Round Table, Banks, Ben Bernanke, Arianna Huffington, Alan Greenspan, Huffington Post, Peter Finch, Heart Attack, Credit Unions, Small Business, Community Banks, Federal Reserve Board, Washington, The Big Short, Main Street, Big Corporations, Bank of America, Unemployment, Elvis, Low Interest Rates, Fed, Federal Reserve, Private Sector, Move Your Money Campaign, Move Your Money, American College, Personal Finance, Msfs, Structured Settlement, Chfc, Car Loans, Wells Fargo, Tom Peters, Pensions, Kentucky, Don McNay, Kentucky Rain, Recession, Charities, Credit Cards, Wall Street, John Paulson, Vanderbilt University, Underemployment, Eastern Kentucky University, Double Dip Recession, Cssc, Too Big to Fail, Mad as Hell, Business News
Don McNay

The phrase "double-dip recession" means little to most of us. To people on Main Street, it hasn't been been a "dip". We took a drop to the bottom two years ago and stayed there.

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Money and the Magic Pill

Don McNay | Posted 05.25.2011 | Business Read More: Kentucky Guardianship Administrators, Community Banks, Medical Professionals, Bailouts, Millonaire Next Door, Diet, Magic Pill, Lexington KY, Richmond Ky, Move Your Money Campaign, Budgets, Wall Street, Lottery Winners, Personal Finance, McNay Settlement Group, Msfs, Lotteries, Dr. Thomas Stanley, Good Time Charlie's Got the Blues, Chfc, Healthy Lifestyle, Too Big to Fail Banks, Move Your Money, Kentucky, Don McNay, Vanderbilt Universtiy, Main Street, Structured Settlements, Clu, Dave Ramsey, Credit Cards, Wall Street Bailouts, Suzi Orman, Eastern Kentucky University, Get Rich Quickly, Banks, Million Dollar Round Table, Certified Structured Settlement Consultant, Doctors, Cssc, Jefferson Airplane, Credit Unions, Business News
Don McNay

Right now, the top six "too big to fail" banks control about 70% of the wealth in America. Here's how we can all change that.

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Was "Financial Reform" Really Robin Hood In Reverse?

Don McNay | Posted 05.25.2011 | Business Read More: President Obama, Liqour Stores, Community Banks, Bailouts, Jamie Dimon, Robin Hood, What to Do When You Win the Lottery, Paul Volcker, Lawrence Summers, Wal-Mart, Reverse Robin Hood, Gary Rivlin, Harvard, Lexington KY, Broke USA, Richmond Ky, Citibank, Move Your Money Campaign, George Bailey, Wall Street, Dr Lawrene Summers, McNay Settlement Group, JP Morgan Chase, Msfs, Its a Wonderful Life, Payday Lending, Citigroup, Bill Clinton, Lottery, Mcnay, Chfc, Financial Reform, Move Your Money, Kentucky, Don McNay, Barack Obama, Checking Account Fees, Main Street, Clu, Structured Settlements, Financial Reform Bill, Credit Cards, Poverty Industry, Wall Street Bailouts, Vanderbilt University, Casino, Million Dollar Round Table, Eastern Kentucky University, Son of a Son of a Gambler, Banks, Gram Parsons, Glass-Steagall Act, Certified Structured Settlement Consultant, Arianna Huffington, Cssc, Huffington Post, Too Big to Fail, Credit Unions, Business News
Don McNay

"Financial Reform" will be a boom for people in the payday loan business. There will be many new customers who need bank-like services. It's almost like Congress implemented a plan of "Reverse Robin Hood."

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Citi Field: Baseball's Symbol of Why You Should Move Your Money

Don McNay | Posted 05.25.2011 | Business Read More: Howard Kurtz, Kentucky Guardianship Administrators, Community Banks, Bailouts, Citi Field, MCI Center, Cincinnati, donmcnay.com, Baltimore Colts, Ticket to Ride, Balitmore Ravens, Alan Stein, Goldman Sachs, Enron Field, Reliable Sources, Mike Wilbon, Move Your Money Campaign, Houston, American College, Wall Street, Stadium Financing, Lottery Winners, Lexington, McNay Settlement Group, Msfs, moveyourmoney.info, Baseball, Chfc, Enron, Cleveland Browns, Cincinnati Reds, Move Your Money, Don McNay, Lexington Legends, Congress, New York Mets, New York City, What to Do When You Win the Lottery, Clu, Indianapolis Colts, Cnn, Wall Street Bailouts, Verizon Center, Espn, LeBron James, Vanderbilt University, PSI Net, The Beatles, Million Dollar Round Table, Son of a Son of a Gambler, Eastern Kentucky University, Banks, Arianna Huffington, Personal Finance, Cssc, Huffington Post, Kentucky Community Banks, Too Big to Fail, Citigroup, Mlb, All Star Game, Sports, MLB All Star Game, Business News
Don McNay

Houston was able to find a stadium sponsor to replace Enron. A city as big as New York should be able to find a sponsor for the Mets' field that is not funded by the American taxpayers.

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On Winning the Lottery, "Sin City" & "Big Money"

Don McNay | Posted 05.25.2011 | Business Read More: Al Gore, Lawyers, Mafia, Big Money, Kentucky Lawyers, How the Lottery Changed My Life, Jack Whitaker, Gambling, Financial Planners, Richmond Ky, What to Do When You Win the Lottery, Trust Companies, Cincinnati, Living, American College, Lottery Winners, Personal Finance, Lexington, Kentucky Trial Lawyers, Covington Kentucky, McNay Settlement Group, Msfs, Lottery, Chfc, Lottery Winner, Kentucky Bar Association, Kentucky, Corbin, Don McNay, Las Vegas, Structured Settlements, Clu, Bank Trust Departments, Sin City, Vanderbilt University, Newport Kentucky, Banks, Eastern Kentucky University, Million Dollar Round Table, Son of a Son of a Gambler, Lottery Tickets, Cssc, American Trial Lawyers, Sports Betting, Corbin Kentucky, Business News
Don McNay

Don McNay has been on a book tour, promoting his book, Son of a Son of a Gambler: Winners, Losers, and What to Do When You Win the Lottery. In a ...

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A Teaching Role Model on Teacher Appreciation Week

Don McNay | Posted 11.17.2011 | Healthy Living Read More: Greater Catholic League, Teacher Appreciation Week, National Basketball Association, Richard Dreyfuss, Villa Madonna College, Kentucky Guardianship Administrators, Carl Kremer, Losers and What to Do When You Win the Lottery, Northern Kentucky, Kentucky High School Basketball, Thomas More College, Kentucky High School Sweet Sixteen, Moeller High School, Kansas City Kings, McNay Settlement Group, Lsu, Cincinnati Royals, Bachman Turner Overdrive, Covington Catholic High School, McDonalds All American, Louisiana State University, donmcnay.com, Dick Maile, Clu, Rodney Dangerfield, St Xavier High School Cincinnati, Million Dollar Round Table, Son of a Son of a Gambler, Ben Bernanke, Tim Banker, Glen Holland, Sacremento Kings, Winners, Kentucky Post, Nba, Cincinnati, Cincinnati Enquirer, Southeastern Conference, American College, Back to School, Impact, Covington Kentucky, Ohio High School Basketball, Msfs, Joe Hackett, Point Guard, Chfc, Dan Tieman, Kentucky, Don McNay, Wlw, Kentucky Basketball, St. Xavier High School, Roger Tieman, Vanderbilt University, Newport Kentucky, Eastern Kentucky University, Louisiana State University Basketball, Park Hills Ky, Cssc, Mr. Holland's Opus, Wlwt, Wkrc, Wxix, Wcpo, Healthy Living News
Don McNay

The first week of May is Teacher Appreciation Week. One that I was glad to have was Dan Tieman. 34 years later, I still remember his teaching. It made an impact on my life.

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Betting on a 2010 Kentucky Derby Winner

Don McNay | Posted 05.25.2011 | Sports Read More: Sunday Silence, Gulfstream Park, Peter Asch, Kentucky Derby, Investment Style, Cincinnati, Richard Quandi, Kentucky Guardianship Administrators LLC, Chfc, Derby, 2010 Kentucky Derby, Goldman Sachs, Big Money, Racetrack Betting, Richmond Ky, Caddilac, Betting, Louisville, Conservative Investing Style, Kentucky, Lexington, American College, Personal Finance, McNay Settlement Group, Lottery, Lotteries, Don McNay, Pink Flowers, Race Track Betting, Winners, Arthur Hancock III, Structured Settlements, Sports, Losers and What to Do When You Win the Lottery, Professional Gambling, Townes Van Zandt, Vanderbilt University, Horse Breeding, Msfs, Clu, Million Dollar Round Table, Eastern Kentucky University, Son of a Son of a Gambler, Banks, Keeneland, Cssc, Mortgage-Backed Securities, Rolling Stones, Horse Racing, Newport Ky, Citigroup, Sports News
Don McNay

Each year, I write a column on Derby Day, and if you have followed my advice, you have lost a lot of money. The large fields at the Kentucky Derby throw logic out the window. Still, the betting system I tour is a good one.

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Sentencing Kids to "Life or Meth"

Don McNay | Posted 05.25.2011 | Impact Read More: John F. Kennedy, Kentucky Guardianship Administrators, Brandy Brown, Young People Voting, Addictions, Emmy Award, Life or Meth, NA, Budgeting, History, Addicts, Frankfort Ky, Elvis, Madison County Ky, Judge Brandy Brown, Richmond Ky, Al Smith, Prisons, Commonwealth of Kentucky, Judge Phillip Shepherd, Comment on Kentucky, McNay Settlement Group, Msfs, Drug Court, A&e, Chfc, Economic Crisis, Kentucky, Aa, Don McNay, Anna Beth Hardiman, Elvis Presley, Emmy Awards, Structured Settlements, Clu, Juveniles, In the Ghetto, Education, A&E Network, Berea Ky, Winchester Ky, Mac Davis, Eastern Kentucky University, Cssc, 12 Step, Kentucky District Court, Franklin District Court, Impact News
Don McNay

"People don't you understand, the child needs a helping hand." - Elvis Presley. I walked by a car in a parking lot that had a sticker on it that...

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Why Term Limits Don't Work

Don McNay | Posted 05.25.2011 | Politics Read More: Michael Jackson, Insurance Companies, Steve Beshear, Washington, Lobbyists, Main Street, John Y Brown Jr, Kentucky Educational Television, Immediate Annuities, Paul Patton, Term Limits, Politics, Kentucky Academy of Trial Attorneys, Frankfort Ky, Madison County Ky, Ket, Nssta, Richmond Ky, Settlement Purchasers Industry, Kentucky Young Democrats, American College, Tea Party, Young Democrats, Lottery Winners, Lexington, Impact, Martha Layne Collins, Annuities, Chfc, Kentucky Bar Association, Kentucky House of Representatives, Professional Politicans, Don McNay, Kentucky Legislature, Congress, The Lottery Changed My Life, Structured Settlement Factoring, Anti Establishment, Clu, Structured Settlements, Berea Ky, Louisville, Wall Street, Hartford Insurance, Son of a Son of a Gambler, Million Dollar Round Table, Eastern Kentucky University, Harry Moberly, Cssc, Lottery Annuities, Campaign Finance Reform, Politics News
Don McNay

Like much of America, I'm down on professional politicians. I'm tired of people getting in office to line their pockets, suck up to lobbyists and constantly run for re-election.

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New York Times Does Not Understand Main Street

Don McNay | Posted 05.25.2011 | Media Read More: Douglastown NY, Kentucky Guardianship Administrators, Senate Minority Leader, Bailouts, Queens Ny, Counterparties, Dartmouth, Roger Ailes, Arianna Huffington, Bee Gees, Richmond Ky, Andrew Ross Sorkin, David Herszenhorn, McNay Settlement Group, New York Times Editors, Thomas Friedman, Bp, Time Magazine, Books, Washington Elites, Too Big to Fail, Michael Lewis, Joe Nocera, Fox Business News, Main Street Media, Clu, Louisville, Million Dollar Round Table, Banks, Ben Bernanke, Lyndon Johnson, mcnay.com, Senator Mitch McConnell, New Orleans, Institute for Rural Journalism and Community Issues, Mitch McConnell, President Obama, The Big Short, Main Street, donmcnay.com, Flushing, Msnbc, Oil Spill, ProCon.Org, Move Your Money Campaign, American College, Personal Finance, Lexington, Greed, Msfs, Louisiana, Chfc, Move Your Money, Kentucky, British Petroleum, Queens, Don McNay, Cnn, Wall Street, Wall Street Bailouts, Vanderbilt University, New York Elites, Eastern Kentucky University, New York Times, Fox News, University of Kentucky, Cssc, Rural Blog, Media News
Don McNay

Reporting that Main Street was complicit in the financial meltdown is like blaming a murder victim for being in the wrong place at the wrong time.

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Wall Street and Legalized Loan Sharks

Don McNay | Posted 05.25.2011 | Books Read More: Elizabeth Warren, Gamblers, Lobbyists, Addictions, Bailouts, Bribery, What to Do When You Win the Lottery, Legislatures, Northern Kentucky, Don Donoher, Donoher Center, Columbus Ohio, University of Dayton Basketball, Consumer Protection Agency, Gary Rivlan, Bill Faith, Dayton Kentucky, Bad Reputation, Wall Street, New York Stock Exchange, Lottery Winners, North Carolina, JP Morgan Chase, Drug Addicts, Citigroup, Mcnay, Ollie McNay, Loan Sharks, Too Big to Fail Banks, Bishop Fenwick High School, Pawnshops, Joe Nocera, Syndicate Wife, Joe McNay, Joan Jett, Tax Refund Modification Loans, Clu, High Interest, Louisville, Jackson Hewitt, Hustlers, Million Dollar Round Table, Son of a Son of a Gambler, Paycheck to Paycheck, Hank Messick, A Piece of the Action, Dayton Ohio, Ohio River, University of Dayton, Frank "Screw" Andrews, Main Street, Entrepreneurs, donmcnay.com, Bank of America, Martin Eakes, Broke USA, Legalized Loan Sharks, Political Fundraising, American College, Personal Finance, Lexington, Covington Kentucky, Msfs, Chfc, Payday Lenders, Short Term Loans, Msm, Kentucky, Don McNay, Nasdaq, Prostitutes, Working Poor, Screw Andrews, Poverty Industry, Wall Street Bailouts, Vanderbilt University, Loan Sharking, Newport Kentucky, Eastern Kentucky University, New York Times, Cssc, Too Big to Fail, Books News
Don McNay

Gary Rivlan notes in his book, Broke USA, "the working poor have become big business." You wouldn't think that poor people would be a growth market, but businesses make big money off people who live paycheck to paycheck.

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When to Take a Severance Package

Don McNay | Posted 05.25.2011 | Business Read More: Stakeholders, Debt, Kentucky Guardianship Administrators, Employee Benefits, Retirement Plans, Buyout, donmcnay.com, Severance Package, Franchises, Life Planing, Bailout, Lexington KY, Richmond Ky, American College, Ibm, Obamacare, Personal Finance, Engineers, McNay Settlement Group, Msfs, Annuities, Chfc, Kentucky, Lump Sum, Don McNay, Structured Settlements, Clu, Retirement Planning, Louisville, Vanderbilt University, Lifetime Employment, Health Insurance, Health Care Reform, Million Dollar Round Table, Eastern Kentucky University, Banks, Cssc, mcnay.com, Life Insurance, Lifetime Income, Lexmark, Business News
Don McNay

Companies offering severance packages have generally sold the concept of lifetime employment concept. They are not places that fire employees without warning.

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